Choose the plan that's right
for your business.

RECOMMENDED

Basic

A beta plan* with payroll basics. Recommended for teams of 1 or 2.

$19/mo base price

plus $6/mo per person

Core

Smart, streamlined payroll and benefits built for smaller teams.

$39/mo base price

plus 6/mo per person

Concierge

Certified HR pros and resources for even more peace of mind.

$149/mo base price

plus $12/mo per person

Compare plans and features

Contractor

Haven't hired W-2 employees yet?

We can help you pay your 1099 contractors for just $6 per person each month.

Add extra benefits like 401(k)s, FSAs, and more.

Workers' com

Pay-as-you-go workers' comp plans, through our partner AP Intego, that integrate with your payroll.

No administration fees

Pay only for premiums

Gusto Wallet

The Gusto Wallet app is a free way for your employees to track, save, and access their money.

No account minimums

No hidden fees

Health insurance

Our licensed brokers can help you pick the right plan and carrier for your team and budget.

Administration included

Pay only for premiums

Health reimbursement

A flexible health benefit where you choose how much to reimburse eligible employee health premiums each month.

$15/mo per employee

Pick a monthly contribution

401(k) retirement

Integrated 401(k) plans through our partner Guideline, with some of the lowest fees in the industry.

Starts at $39/month plus

$8/participating employee

No setup fee

529 college savings

Tax-advantaged savings accounts, through our partner Gradvisor, so employees can save for their children's educations.

$6/mo per participant

$18/mo minimum

No setup fee

Health benefits are not available with Gusto's Basic plan.

1 Some fees, such as out-of-network ATM and foreign transactions fees, may apply. Please review the terms and conditions carefully.

2 Health reimbursements are offered as part of a Qualified Small Employer Health Reimbursement Arrangement (QSEHRA).

Set up tax-advantaged spending accounts for your team.

Health savings accounts (HSAs)

Pre-tax savings accounts for qualified health expenses.

$2.50/mo per participant

No minimum

Commuter benefits

Pre-tax spending accounts for commuting costs

$4/mo per participant

$20/mo minimum

Flexible spending accounts (FSAs)

Pre-tax spending accounts for qualified health expenses (Health FSA) and qualified dependent care expenses (Dependent FSA).

$4/mo per participant

$20/mo minimum

Compare features by any plan.

Pricing FAQs

Do I have to sign a long-term contract?
Nope. Gusto is month-to-month. Cancel anytime.
How do you bill for contractors?
Contractors are billed at the per person cost for any plan you select. We know you might not pay your contractors on a regular schedule, so we only bill you for contractors in months when you’ve paid them.

Built for you

Starting a buisness

Set your new business up with modern payroll, benefits, and HR

Need a new provider?

Transfer your payroll, benefits, and HR from another provider

For accountants

A rewards program for accountants and bookkeepers

Pricing

Starting at just $25 per month* *Price of the Basic plan beta program. Terms and conditions apply.

All-in-one platform

Payroll Employee benefits Health insurance Financial benefits Hiring and onboarding Expert HR Time tracking tools Workers' comp Integrations Gusto Wallet Gusto Partner Offers

Tools

Small Business Financial Relief Employer tax calculator Burn rate calculator Salary comparison tool New hire checklist Small business guides

About Gusto

About Careers — We're hiring! Press Contact Investors Affiliate program

For Accountants

Become a partner People Advisory Certification Gusto Pro Gusto partner blog

Resources

Interactive demo Compare Find an accountant Help Center FAQs Customer Stories

Contact us

Talk to sales — (800) 936-0383 Talk to support — Sign in

Licenses

Gusto Capital, LLC NMLS ID: 1845463 ZenPayroll, Inc. NMLS ID: 1737896

Talk Shop: Small business resources

Talk Shop blog Advice and information for small businesses and their teams
Running payroll Employee benefits Health insurance People management
Workers' comp Starting a business Business finances
Hiring Growth Taxes